funkshn (Regular) View all posts in this topic  
Wed Jul 18, 2012 11:27 am
My insurance company uses retail KBB        

...on the assumption that the customer will have to pay retail KBB when they go shopping for another bike.

Also, my insurance company (in California) adds on sales tax to that number, because when I buy another used bike I'll have to pay sales tax to the DMV when I transfer title. Don't know if that applies to your state but, if it does, make sure sales tax is part of the settlement.

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