M (Cabana Boy)   |
| Tue Oct 03, 2006 1:08 pm |
| those limits are way too low |
I'd recommend at least 50/100/50 liability coverage.
This will help explain the different types of insurance: http://www.statefarm.com/insurance/auto_insurance/ins_auto_type.asp
Your quotes don't include comprehensive (which is what covers theft, vandalism, etc.).
I would recommend uninsured motorist on at least one vehicle. I have 50/100 on my wife's SUV and it covers to my truck and 4 motorcycles with no additional cost. It is $75.86 every six months.
State Farm gives a 5% discount for MSF. Most insurers will give you 5-10% off.
Here's my 250 insurance breakdown for liability and comprehensive (I don't carry collision on it):
Bodily Injury/Property Damage Liability
Limits of Liability-Coverage A-Bodily Injury
Each Person, Each Accident
$250,000 $500,000
Limits of Liability-Coverage A-Property Damage
Each Accident $100,000
$10.61
Comprehensive
$250 Deductible Comprehensive
$12.65
Total Premium For Vehicle 1 $23.26
The total premiums include your discounts.
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Re: try State Farm, they insure based on displacement — friskevision, Tue Oct 03, 2006 12:43 pm -
Re: try State Farm, they insure based on displacement — newsun, Tue Oct 03, 2006 3:34 pm
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those limits are way too low — M, Tue Oct 03, 2006 1:08 pm
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Re: try State Farm, they insure based on displacement — b00ph3, Tue Oct 03, 2006 11:47 am