woot  
Fri Mar 06, 2009 2:41 pm
Do you have a loan or not?        

At $1000 to $1400 you'll pay the bikes value in only a couple of years. If you don't plan on wrecking a bike every other year Wink then it's cheaper just to carry third-party.

Theft is usually expensive - judge that risk based on your local. Under/un-insured coverage is another...

Get a quote for them for just the portion you legally need - make sure you get a good high liability amount as it doesn't cost that much, and could save you problems if you somehow get involved in a major accident.

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