Forum Index  >  Insurance  >  What do you guys pay yearly for insurance on your 250? How much do you pay annualy for insurance for your Ninja 250? $0  0%  [ 0 ] $0-$100  51%  [ 15 ] $100-$200  17%  [ 5 ] $200-$300  17%  [ 5 ] $300-$400  3%  [ 1 ] $400-$500  0%  [ 0 ] $500-$600  3%  [ 1 ] $600-$700  0%  [ 0 ] $700-$800  0%  [ 0 ] $800-$900  0%  [ 0 ] $900-$1,000  3%  [ 1 ] $1,000-$1,100  0%  [ 0 ] $1,100-$1,200  0%  [ 0 ] $1,200-$1,300  0%  [ 0 ] $1,300-$1,400  0%  [ 0 ] $1,400-$1,500  0%  [ 0 ] Cowboy Neal doesn't need no stinkin' insurance  3%  [ 1 ] Total Votes : 29

PriceR (Lurker)

Wed Mar 09, 2011 12:48 pm

Answer

Depending on the State you are in, that scenario you described would be covered by Uninsured/Underinsured Motorist Bodily Injuy coverage.
This is coverage for that exact scenario. An uninsured driver causes an accident in which you are injured. Your bike policy would actually be primary and would pay your medical bills up to your policy limit.

That's why I carry that coverage with a limit of $250,000 per person.

Again, your coverage may vary according to state law. If I was in a state that did not allow me to carry Unisured Motorist I would bite the bullet for the full coverage with the medical. Your ability to be healthy and earn an income is, by far, the most important asset you will ever have. Don't ever let that asset go unprotected.
I might also consider another company with better coverage for your body and health.

Post a Response | Reply with quote | Return To Forum

• I have a question — FrugalNinja250, Tue Mar 08, 2011 5:18 pm

  • Another Option — PriceR, Wed Mar 09, 2011 1:18 pm

  • Answer — PriceR, Wed Mar 09, 2011 12:48 pm

  • That's where a medical policy of $5000 or so would kick in and cover those c — M, Tue Mar 08, 2011 10:22 pm