funkshn (Regular) View all posts in this topic  
Sun Oct 27, 2013 2:56 pm
Odd benefit of not having proof of insurance        

I got pulled over for speeding recently (in the car - never happens on my bike). I had license and registration but my insurance card had expired in July. When a cop pulls you over, they are often reluctant to let you go with a warning, because a citation is a concrete proof of valid reason to stop you in the first place. But this one seemed ambivalent about writing me for 78 in a 65, when most people were doing a similar speed. The expired insurance card gave her the out she needed, so she wrote me for that instead, which is a non-moving violation and won't ding my insurance or driving record. I'm sure it'll still cost a little money to clear it (I do have insurance, just wasn't carrying the current card.) But it's way better than a speeding ticket, which has become remarkably expensive in this state.

And it's my fault for getting caught anyway. I could have done 75 instead of 78 and I would have been ignored.

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